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Proceedings of 2009 International Symposium on Computer Science and Computational Technology (ISCSCT 2009)

Huangshan, China, December 26-28, 2009

Editors: Fei Yu, Guangxue Yue, Jian Shu, Yun Liu

AP Catalog Number: AP-PROC-CS-09CN005

ISBN: 978-952-5726-07-7 (Print), 978-952-5726-08-4 (CD-ROM)

Page(s): 114-119

Three-Tier Security Model for E-Business: Building Trust and Security for Internet Banking Services

††††††† Yu Lasheng and MUKWENDE Placide

Full text:† PDF


The biggest problem facing Internet banking today is the thorny issues of trust and security of online transactions. In fact, the vast majority of customers are concerned about the safety of their transaction, and they canít simply trust the web fearing that their transactions and credentials might not be safe due to the increasing number of online Internet attacks. A new model for processing Internet banking transactions is presented in this paper, it increases trust and security over the existing model, by allowing customers and† banks to authenticate each other, and sign processed transactions online,† It enhances security through use of a three-tier, trusted, layered, and secure channel. The model ensures that only qualified people can access Internet banking accounts, that the information viewed remains private and canít be modified by third parties, and that any transactions made are traceable and verifiable.

Index Terms

Internet banking, security model, transaction signing, mutual authentication, Application Layer Security

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