ISSN : 1796-2048
Volume : 3    Issue : 1    Date : May 2008

A Localized and Secure Method for Transferring Bank Information by SMS for Persian Banks
M. Hassan Shirali-Shahreza and Mohammad Shirali-Shahreza
Page(s): 23-27
Full Text:
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Nowadays m-banking (mobile banking) is widely used in many banks. It has embarked upon
supply of various services based on different systems and with the aid of various services such as
the Short Message Service (SMS). However in developing countries such as Iran, m-banking is
facing some challenges. One of these challenges is the issue of language of this system, because
the main language of this system, in both side of bank system and customer mobile phone, is
English. Also one of the main issues in m-banking services is the security of the systems.
For solving the above problems, we proposed a method in this paper. By this method we send
secure banking messages as well as Persian SMS for mobile phones even they are lacking the
support of Persian language. In this method, the Persian SMS message is changed into an SMS
picture message and this picture is sent to the customer. Therefore any mobile phone can receive
the message correctly in Persian language and also the security of sending the message is
This project is written in J2ME language (Java 2 Micro Edition) and has been implemented on Nokia
mobile phones, models N71, 6680 and 3310.

Index Terms
Localized M-Banking, Mobile-Banking (MBanking), Persian Language, Picture Message, SMS (Short
Message Service).